Head-to-Head Comparison

SealedFolio vs Baselane:
Portfolio Intelligence vs Cloud Banking

Baselane raised $44.3M to build landlord banking. SealedFolio is a private desktop app for portfolio analytics. They solve different problems, and many landlords use both.

Apples and oranges, sort of

SealedFolio

Portfolio intelligence for the property owner. Tracks every asset, analyses returns, generates tax reports, and stores everything in an encrypted vault on your Mac. No cloud. No bank account required.

Primary users: Property owners, investors

B

Baselane

Landlord banking and rent collection. Provides bank accounts, debit cards, ACH rent collection, and basic transaction categorization. $44.3M in VC funding. Cloud-based, requires an internet connection.

Primary users: Landlords processing rent payments

The true cost of "free" banking

3.49%

Card transaction fee

Every card payment made through Baselane costs 3.49%. On a $2,000 rent payment, that's $70 per month, $840 per year, per unit.

$2

Per ACH transfer

ACH transfers aren't free either. $2 per transfer adds up quickly with multiple tenants paying monthly.

$44.3M

VC funding to repay

Venture-backed startups need to return capital. Fees tend to increase as they work toward profitability or an exit.

Feature comparison

Feature
SealedFolio
B Baselane
Privacy & Architecture
No hosted portfolio cloud
Local encrypted vault
Offline core workflows
Analytics & Reports
Schedule E (US) tax report
T776 Canadian tax report
SREO (Statement of Real Estate Owned)
What-if scenario analysis
CapEx project tracking
Mortgage comparison (up to 3 scenarios)
Transaction categorization
Banking & Payments
No transaction fees
Integrated bank accounts
Online rent collection
Tenant screening

They're complementary tools

Baselane handles the banking side: where your rent money lands, how it moves, and what the bank statement shows. SealedFolio handles the intelligence side: what your portfolio is worth, how each property performs, and what you owe at tax time.

Use Baselane to collect rent and manage your landlord bank accounts. Export the transactions as CSV and import into SealedFolio for deep analytics, tax reports, and scenario modeling. Your banking data stays in the bank; your portfolio intelligence stays on your device.

Who should use what

Use SealedFolio if...

  • - You want deep portfolio analytics
  • - Privacy is a priority
  • - You need Schedule E or T776 tax reports
  • - You want mortgage comparison tools
  • - You already have a bank account

Use Baselane if...

  • - You want online rent collection built in
  • - You need dedicated landlord banking
  • - You want tenant screening services
  • - Automatic transaction syncing matters more than privacy

Use both if...

  • - You want seamless rent collection AND deep analytics
  • - You're growing a serious portfolio
  • - You want banking records separate from portfolio intelligence

Related Resources

Get portfolio intelligence that's actually private

Join the waitlist for SealedFolio. Export from Baselane, import with CSV, your analytics stay on your device.

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